Banker X4 – Capitec Bank Jobs 

Banker X4 – Capitec Bank Jobs

Capitec Bank is on the lookout for energetic, self-motivated and passionate individuals who share our passion for service in the banking industry. To be part of the journey. 

Job Title: Business Banker

Location: Gauteng, Limpopo, North West

Employer: Capitec Bank Ltd

Purpose of the Job

To provide a central, head office-based Business Banking sales and service function that will grow and retain business clients. To achieve financial sales and service objectives by following up on sales leads through various digital communication channels.

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Minimum Requirements

• Diploma in Commerce or Finance
• Qualifications (Ideal or Preferred)
• FAIS accredited as Key Individual and approved by FSCA

Experience

• Banking experience of at least 3 years
• Experience in managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications 
• Cost control and sales management 
• 1+ yr spent in the Business Banking environment preparing and motivating credit application

Knowledge

Understanding of business banking and intuitive credit and portfolio management. Customer relationship management (CRM) principles and techniques. How to interpret financial statements, balance sheets and basic financial ratios. Standardized business banking transactional products and other core products are relevant to small enterprises. Business banking product offerings. Understanding of collateral and balance sheets.

Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective. Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes. Knowledge of competitors’ offerings. Regulations, Acts and Codes Related to the banking environment… Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA).

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Ideal:

• Features, benefits and value propositions of Capitec BB product/service offerings. 
• Current taxation laws as they apply to customers. 
• Good knowledge of administrative processes and procedures pertaining to Business Banking transactions

Job Skills

• Interpersonal & Relationship Management Skills
• Analytical Skills
• Negotiation skills
• Problem-solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision-making skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to work on Saturdays and Public Holidays